I couldn't agree more with your proposal on this issue. And yes, it is an issue. The only part I would argue against, is that if a member leaves, the clan should be able to replace that play. The replacement would only count if their stats where somewhat similar within a +/-5% match of the replaced clan member. This would allow a clan to drop some dead weight and pickup a player that is actually participating, which I would deem fair.
Thanks for the input... I hope they are listening.... god knows the NSA is...